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"BOP Aasaish Loan is personal loan facility for the purchase of Consumer durable goods for personal use repayable on easy monthly installments"
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Yes, if you are Government/ Private Employee maintaining salary account with any bank then you can avail this facility to purchase consumer durables of renowned brands for personal use only.
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Minimum Rs. 20,000/- Maximum Rs. 500,000/-
Monthly Installment(s) should not exceed 50% of disposable income
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The tenure will be 6, 9, 12, 18 & 24 months
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6 months
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18%
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9 Months
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18%
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12 Months
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19%
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18 Months
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20%
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24 Months
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21%
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- Processing Charges (Non-Refundable) = Rs. 500/- per case
- Verification Charges (Upfront / Non-Refundable) = Rs.500/- per case
- E-CIB Charges (Borrower + Guarantors) = Actual (Upfront / Non-Refundable)
- Prepayment Penalty = NIL
- Late Payment Penalty = 3% on the amount of installments per day for the days the amount remains overdue (Max. Rs. 500/-) + Cheque Dishonoring Charges (as per schedule of charges of the bank)
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- Age between 25 and 59 Years or retirement date; whichever is earlier (59 Years at maturity of facility).
- Permanent Employee with Minimum 03 Years of job Experience including 01 year with current employer.
- Maintaining Salary Account with any bank.
- Have valid CNIC
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- Copy of valid CNIC
- Latest Salary Slip (Employer Certificate, if salary slip is not provided by employer)
- Two Recent Photographs
- Bank Statement for last 06 months (where salary is being transferred).
- Latest Copy of utility bills (Electricity or Gas or phone) (of present living address).
- Tax Return/Wealth Statement OR Non-Tax Payees Form, if applicant is a non-tax payer.
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- Download application form ==> Attach required Documents & send to nearest Consumer Financing Centre (CFC)
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- Contact our nearest Consumer Financing Center (CFC)
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- Email your contact number at rfd@bop.com.pk
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And our consumer team will contact you to complete your application