BOP ATM/Debit Card 

BOP Apna Cash Card is an ATM plus Debit Card.

(a) The front of the card will have the following matter on it:
  • Card Holder’s Name
  • International Bin Number (6 Digits - XXXXXX)
  • Card Number (YYYYYYYYYY) (total IMD+CARD num has to be = 16
     
(b) The back of the card will have:
  • Magnetic Strip Ø Signature Panel
  •  Conditions of Usage
  • M-Net and M-Net logo
1. Service 
The BOP Debit Card holders will be able to transact at any of the 1000 + Merchants across  the country. The following services can be utilized at the Point of Sale (POS) terminals: 1.1.
Purchasing
Your BOP Debit Card can be used in place of cash at all outlets where the M-Net logo is displayed. This is a service which lets you pay directly from your account without using cash. When a payment is made through the debit card, your account is directly debited.
1.2.Balance Enquiry
The Point of Sale (POS) terminal also lets you view your balance of all the linked accounts to your card.

2. Sites
BOP Debit Card Holders can transact at any of M Net merchant locations country wide. These POS terminals are available at Shopping Malls to Petrol Stations. The list of country-wide merchants is attached as Annexure I. All merchants who display the M-Net logo will accept the BOP Debit Card.

3. Plastic with M-Net logo:
All new plastic that will be ordered from now on will bear the M-Net logo. The existing plastic will be used for customers who want the debit card facility, as the cost of the wastage of scrapping our existing stock is too high. Merchants will have to be informed to accept all BOP plastic, irrespective of M-Net logo. New order of plastic will bear M-Net logo.

Customer Eligibility ·
The ATM Card will be issued to Savings and Current Account holders who maintain their accounts with the bank and in terms of the account opening documentation are authorized to operate the account singly or jointly.
·
For Joint Accounts, which are operated on the signature of any one of the account holders, ATM / Debit card can be issued. The joint accountholders will be jointly & severally liable for any transactions processed by the use of the cards and the terms and conditions as laid down shall be jointly & severally binding on all account holders.
·
Cards will not be issued on the following accounts:
   i. Any non-personal account i.e. Companies, Organizations, Trust Account, Government account and Collection account etc. 
   ii. Dormant, inoperative, blocked or restricted accounts.
  iii. Accounts with “NIL” balance.
  iv. Term Deposit Accounts. 
  v. NIDF Accounts. (Non Interest Demand Finance Accounts)
  vi. Accounts requiring thumb / photo for operation (illiterate accounts) · ATM/Debit cards can only be issued on local currency accounts.
 
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