|
INCENTIVE
|
Average Balance
from Rs.300,000 To Rs.1,000,000/-
|
Average Balance
from Rs.1,000,001 To Rs.5,000,000/-
|
Average Balance
from Rs.5,000,001 & OVER
|
|
Free Inter-city/within-city
deposit/withdrawal
|
Free – unlimited
transaction
|
Free – unlimited
transaction
|
Free – unlimited
transaction
|
|
Free Issuance
of ATM/Debit Card
|
One Card
|
One Card
|
One Card
|
|
Free Renewal
of ATM/Debit Card
|
Allowed
|
Allowed
|
Allowed
|
|
Free Issuance
of Cheque Book
|
One 25 leaves
per month
|
Two 25 leaves
per month
|
Free – No
limit
|
|
Free Issuance
of Duplicate A/c Statement
|
1 per month
|
2 per month
|
Free – No
limit
|
|
Free Rental
Charges for Lockers (small/medium)
|
NONE
|
One Small
subject to availability
|
One Medium subject to availability
|
|
No key deposit
for lockers
|
No Key deposit
equivalent of small locker
|
No Key deposit
equivalent of small locker
|
No Key deposit
equivalent of medium locker
|
|
Commission
free issuance of PO/DD/MT/TT
|
Free – unlimited
transaction
|
Free – unlimited
transaction
|
Free – unlimited
transaction
|
|
Free/reduction
in Outward Bills for Collection charges
|
Free - on
equal to last month’s average balance and above this amount reduced commission @
0.32%
|
Free - on
equal to twice of last month’s average balance and above this amount reduced commission
@ 0.29%
|
Free - on
equal to three times of last month’s average balance and above this amount reduced
commission @ 0.25%
|
|
No Cheque
return charges for cheques presented in clearing as collecting banker.
|
3 per month
|
5 per month
|
Free – No
limit
|
|
CONSUMER FINANCING
|
|
Reduction
in processing charges from 10 to 50 %
|
upto 10%
|
upto 25%
|
Upto 50%
|
|
Reduction
in rate of markup upto 50 bps
|
upto 25 bps
|
upto 40 bps
|
Upto 50 bps
|