BOP Tijarat Account (LCY)
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Free Inter-city/within-city deposit/withdrawal
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Free – unlimited transaction
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Free – unlimited transaction
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Free – unlimited transaction
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Free Issuance of ATM/Debit Card
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One Card
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One Card
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One Card
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Free Renewal of ATM/Debit Card
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Allowed
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Allowed
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Allowed
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Free Issuance of Cheque Book
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One 50 leaves per month
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Two 50 leaves per month
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Free – No limit
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Free Issuance of Duplicate A/c Statement
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1 per month
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2 per month
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Free – No limit
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Free Rental Charges for Lockers (small/medium)
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None
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One Small subject to availability
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One Medium subject to availability
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No key deposit for lockers
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No Key deposit equivalent of small locker
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No Key deposit equivalent of small locker
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No Key deposit equivalent of medium locker
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Commission free issuance of PO/DD/MT/TT
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Free – unlimited transaction
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Free – unlimited transaction
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Free – unlimited transaction
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Free/reduction in Outward Bills for Collection charges
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Free - on equal to last month’s average balance and above this amount reduced commission @ 0.32%
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Free - on equal to twice of last month average balance and above this amount reduced commission @ 0.28%
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Free - on equal to three times of last month’s average balance and above this amount reduced commission @ 0.25%
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No Cheque return charges for cheques presented in clearing as collecting banker
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3 per month
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5 per month
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Free – No limit
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Free Call Deposit Receipt
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No charges, if in own name or in favour of deptt on a/c holders behalf for earnest/bid money by debiting own account
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No charges, if in own name or in favour of deptt on a/c holders or on other contractor’s behalf for earnest/bid money by debiting own account
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No charges, if in own name or in favour of deptt on a/c holders or on other contractor’s behalf for earnest/bid money by debiting own account
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Consumer Financing |
Reduction in processing charges from 10 to 50 %
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upto 10%
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upto 25%
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upto 50%
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Reduction in rate of markup upto 50 bps
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upto 25 bps
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upto 40 bps
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upto 50 bps
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N.B. 1) The rent free locker facility will be allowed on availability of locker and after maintaining average balance for six months.
2) The reduction in rate of markup on Consumer finance will be on loan amount equal to twice of last months average balance.
3) In order to further facilitate the managers in targeting customers, it will be at the discretion of the manager to offer the incentive package from day one. However it will be the responsibility of the branch ensure that customer completes the criteria as per above table otherwise recover the charges waived
4) The incentive package will be reviewed on quarterly basis and on the deposit procured vis-à-vis cost benefit, package can be revised downward