|
INCENTIVE
|
Average Balance
from Rs.100,000 To Rs.500,000/-
|
Average Balance
from Rs.500,001 To Rs.1,000,000/-
|
Average Balance
from Rs.1,000,001 & Over
|
|
Free Inter-city/within-city
deposit/withdrawal
|
Free – unlimited
transaction
|
Free – unlimited
transaction
|
Free – unlimited
transaction
|
|
Free Issuance
of ATM/Debit Card
|
One Card
|
One Card
|
One Card
|
|
Free Renewal of ATM/Debit Card
|
Allowed
|
Allowed
|
Allowed
|
|
Free Issuance of Cheque Book
|
One 50 leaves
per month
|
Two 50 leaves per month
|
Free – No
limit
|
|
Free Issuance of Duplicate A/c Statement
|
1 per month
|
2 per month
|
Free – No
limit
|
|
Free Rental Charges for Lockers (small/medium)
|
NONE
|
One Small subject to availability
|
One
Medium subject to availability
|
|
No key deposit for lockers
|
No Key deposit
equivalent of small locker
|
No Key deposit
equivalent of small locker
|
No Key deposit equivalent of medium locker
|
|
Commission free issuance of PO/DD/MT/TT
|
Free – unlimited
transaction
|
Free – unlimited
transaction
|
Free – unlimited
transaction
|
|
Free/reduction in Outward
Bills for Collection charges
|
Free - on equal to last month’s average balance and above
this amount reduced commission @ 0.32%
|
Free - on
equal to twice of last month average balance
and above this amount reduced commission @ 0.29%
|
Free - on equal to three times of last month’s average
balance and above this amount reduced commission @ 0.25%
|
|
No Cheque return charges for
cheques presented in clearing as collecting banker.
|
3 per month
|
5 per month
|
Free – No
limit
|
|
Free Call Deposit Receipt
|
No charges,
if in own name or in favour of deptt on a/c holders behalf for earnest/bid money
by debiting own account
|
No charges,
if in own name or in favour of deptt on a/c holders or on other contractor’s behalf
for earnest/bid money by debiting own account
|
No charges,
if in own name or in favour of deptt on a/c holders or on other contractor’s behalf
for earnest/bid money by debiting own account
|
|
CONSUMER FINANCING
|
|
|
Reduction in processing charges from 10 to 50 %
|
upto 10%
|
upto 25%
|
upto 50%
|
|
Reduction
in rate of markup upto 50 bps
|
upto 25 bps
|
upto 40 bps
|
upto 50 bps
|