BOP PLS Supreme Saving Account
This is a saving account product available for all customers who are eligible to open a PLS SB account as per our Bank’s criteria.
Numerous services/incentives are offered. These are applicable on last month average balance maintained by the customer as per following package:
|
| Free Inter-city/within-city deposit/withdrawal |
Free – unlimited transaction |
Free – unlimited transaction |
Free – unlimited transaction |
| Free Issuance of ATM/Debit Card |
One Card |
One Card |
One Card |
| Free Renewal of ATM/Debit Card |
Allowed |
Allowed |
Allowed |
| Free Issuance of Cheque Book |
One of 25 leaves per month |
Two of 25 leaves per month |
Free – No limit |
| Free Issuance of Duplicate A/c Statement |
1 per month |
2 per month |
Free – No limit |
| Free Rental Charges for Lockers (small/medium) |
None |
One Small subject to availability |
One Medium subject to availability |
| No key deposit for lockers |
No Key deposit equivalent of small locker |
No Key deposit equivalent of small locker |
No Key deposit equivalent of medium locker |
| Commission free issuance of PO/DD/MT/TT |
Free – unlimited transaction |
Free – unlimited transaction |
Free – unlimited transaction |
| Free/reduction in Outward Bills for Collection charges |
Free - on equal to last month’s average balance and above this amount reduced commission @ 0.32% or as per SOC whichever is less |
Free - on equal to twice of last month average balance and above this amount reduced commission @ 0.29% or as per SOC whichever is less |
Free - on equal to three times of last month’s average balance and above this amount reduced commission @ 0.25% or as per SOC whichever is less |
| No Cheque return charges for cheques presented in clearing as collecting banker |
3 per month |
5 per month |
Free – No limit |
Consumer Financing |
| Reduction in processing charges from 10 to 50 % |
upto 10% |
upto 25% |
upto 50% |
| Reduction in rate of markup upto 50 bps |
upto 25 bps |
upto 40 bps |
upto 50 bps |
N.B. 1) The rent free locker facility will be allowed on availability of locker and after maintaining average balance for six months.
2) The reduction in rate of markup on Consumer finance will be on loan amount equal to twice of last months average balance.
3) In order to further facilitate the managers in targeting customers, it will be at the discretion of the manager to offer the incentive package from day one. However it will be the responsibility of the branch to ensure that customer completes the criteria as per above table otherwise recover the charges waived.
4) The rate of profit will be the same as per Bank’s declared rate of PLS SB-Account
5) Free e-banking facility to view account balance and statement of account is available.
6) SMS Alert facility is available subject to payment of annual charges as per bank’s schedule of charges.
7) Free of Cost Utility Bills Deposit Facility through BOP ATM Network, BOP Phone Banking and self service IVR system is available.