Kissan Dost Production Loan

For purchase of Farm inputs
Particulars Bank’s Policy
Purpose To provide short-term facility to the Individual & Corporate farmers for purchase of Farm Inputs (Seeds, Fertilizers, Pesticides, Fungicides etc)
Target Market The scheme shall provide short-term facility to the
a. Owner / Self-cultivator/resident farmers
b. Owner + family land (only spouse & Children)
What is Eligibility Criteria
  • Resident/Self Cultivating farmers having cultivated agriculture land minimum 10 Acres
  • Should not be a defaulter of any Financial Institution
  • Should have security free of all encumbrances to be offered as collateral
  • Should have Computerized National Identity Card
  • Age Limit: 21-60 years (till maturity)
Amount of Facility Production Loan
(Running Finance Facility)
Minimum Rs. 500,000/- & Maximum up to Rs. 30,000,000/- The limit will be determined on the basis of crop pattern and area under cultivation.
Markup 6-month KIBOR (H) + 600BPS without floor or cap rate P.A.
  • Charge on Agri Land Through pass book
  • Mortgage of Urban/Commercial Property
  • Liquid security in shape of Bank’s Fixed Deposit Receipts, Defense Saving Certificate/National Saving Certificate or Regular Income Certificate
  • Two written satisfactory market verified reports
Frequently Asked Questions (FAQs)?
This page last updated on: October 2, 2017 10:58:54 AM