It is a current account especially designed for young students of schools, colleges and universities upto 30 years of age with additional feature of Education Insurance.

• Students upto age of 30 years will be allowed to open the account in this scheme. If the age of student is below 18 years, minor/guardian account will be opened and new/normal YEA account will be opened upon submission of CNIC of the student, as per existing procedure.
• Account can only be opened in Minor/Guardian and Student categories. Joint Accounts are not permitted.
• There is no minimum balance limit hence account maintaining charges will not be applicable.
• Free PayPak Debit card
• Free online banking
• Free issuance of universal cheques favouring any Educational Institution.
• The Student qualifying for education cover must be an account holder for atleast One Calendar Month.
• Student will be provided Insurance cover as long as he/she is less than 30 years of age or his/her parent/guardian is in the age band of 18-60 years.
• Free Life Insurance coverage upon maintaining the Monthly Average Balance of PKR. 100,000
• Insurance cover is Rs. 20,000/- per month for 24 months in case of Natural Death and Permanent Total Disability of Parent/Guardian (one person only), whose name has been reported to the bank at the time of account opening.
• In case of Accidental Death, the insurance cover will be doubled to Rs. 40,000/- per month for 24 months. Terms, conditions & exclusions of insurance company will apply.
• Free e-banking facility to view statement of account
• SMS Alert facility is available subject to payment of annual charges as per bank’s schedule of charges
• Free of Cost Utility Bills Deposit Facility through BOP ATM Network, BOP Phone Banking and self service IVR system is available.
• Terms and conditions apply

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