Sohni Dharti Remittance Program (SDRP)


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Back ground:

1LINK, along with Banks, the State Bank of Pakistan, and the Ministry of Finance, is proud to introduce a one-of-its-kind incentive program for Non-Resident Pakistanis and their beneficiaries. Sohni Dharti Remittance Program is designed to incentivize Non-Resident Pakistanis to use formal banking channels to remit their hard-earned money to beneficiaries in Pakistan.

1LINK has designed and launched an Android and iOS based Mobile App for users to register as a Remitter and earn points on their remittances sent to Pakistan through designated financial channels. Using the Mobile App, remitters can further enroll their beneficiaries and transfer loyalty points to them. The registered users would be eligible to earn reward points on all subsequent remittances as well as avail exciting privileges provided by government agencies exclusively for remittance senders and receivers.

The Remitter can register himself/ herself. The Beneficiary can only be registered after authorization by the Remitter.

Brief Description on points:

1.SDRP is a point-based loyalty program in which remitters will accumulate reward points by sending remittances through formal channels (SBP regulated entities) and can redeem those points at participating Public Sector Entities (PSEs) by availing their products and services, free of cost.

2.A mobile App, in English and Urdu, for iOS (Apple) and Android (Google) is available for remitters to download for registration, point accumulation and later on for points redemption at PSEs. Remitter can also add one beneficiary relationship and can transfer reward points to him/her for redemption. Beneficiary can register after downloading App after receiving link on mobile number sent by remitter. A centralized back-end system is developed and run by 1-LINK.

3.The reward points will be awarded, as per following tier based criteria

Virtual Category Annual Remittance Amount
(fiscal year)
Awarding Ratio
(% of remittance amount)
Green Up to USD 10,000/- Eqv. 1.00%
Gold From USD 10,001 /– to USD 30,000/- Eqv. 1.25%
Platinum More than USD 30,000/- Eqv. 1.50%


4.The reward points will be awarded and accumulated for transactions during a fiscal year starting from July 1st to June 30th. However, in the first fiscal year 2021-2022, points will be awarded for the period from October 1, 2021 to June 30, 2022.

5.Services to be offered by various participating PSEs are given below.

Public Sector Entity Services to be offered for Redemption through NRLP
PIA Intl’ Air Tickets, Payment for extra luggage on PIA int’l flights
FBR Mobile Phone duty payment- personal baggage
Payment of Duty on Imported Vehicle
NADRA Renewal of CNIC/ NICOP
Passport Office Renewal of Passports
State Life/ MoOP&HRD Life Insurance/Takaful premium payment
OPF OPF Schools’ fee
Utility Stores Corp Utility Stores purchases
BE&OE Payable Fee

Going forward new PSEs and services can be added with the approval of GOP.

For more details related to SDRP click here.

For any queries and support, contact us at: srdp@bop.com.pk / rda.rm@bop.com.pk

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    This page was last updated on: August 1, 2022 11:10:00 AM
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